KMyMoney replaces 3 paid apps
One open-source tool, 3 subscriptions it can stand in for. Each pairing below is curated and verified by hand, with the honest catch spelled out. No votes, no pay-to-list.
licenseGPL-2.0+
runson your machine
installInstall a distribution package, Flatpak/AppImage, or the published Windows/macOS desktop build
dataThe normal .kmy file is compressed XML on the user's disk and can be GPG-encrypted; KMyMoney also supports SQL storage and imports such as QIF, OFX, and GnuCash XML.
setup✓ installs clean
facts verified 2026-08-11
Importaciones, categorización y proyección de flujo de efectivo en escritorio; la proyección no se presenta como calendario.
the verdict →
Presupuestos, inversiones y previsiones de flujo de efectivo en el escritorio; el encanto no estaba en los requisitos de KDE.
the catchKMyMoney's desktop workflow and uneven bank connectivity are much less automatic and polished than Copilot's account aggregation, categorization, subscription detection, and mobile net-worth view.
the verdict →all Copilot Money alternatives →
Un libro mayor local con importaciones, presupuestos, inversiones y pronósticos; el escritorio todavía cree en los menús.
the catchKMyMoney's platform-dependent online banking and investment workflow are less consistent, and its reporting and bill-management polish trail Quicken Classic.
the verdict →all Quicken Classic Deluxe alternatives →last updated 2026-08-11 · up to $420/yr replaced · no votes, no pay-to-list
